OUR STORY

Hello! I am Reymond Bombase,CPA, Bicolano,  practitioner and also a financial educator of International Marketing Group. I want also to share with you my personal story until we both become Financial Literacy missionaries. I passed the board at the age of nineteen (19) for me that was the biggest accomplishment and I thought an assurance for our great future. I really worked hard during my corporate years as an finance employee, handling staff, managing company's financial its seems all were fine.Being a CPA nothing best to see the whole picture of company finances especially when it grows, but comes to a point where I look into my personal finance my bank account was empty, where did my money go?  

I don’t have any savings at all, where anyone expecting I have a lot since we are good in numbers. Life isn’t easy and struggle is real. It’s a big challenge for me as I am supporting my parents and my sibling’s education that time. Way back September 2014 I have attended seminar entitled “Building Your Future – Orientation”, invited by my friend back in my head - I don’t want to attend because hey! I’m a CPA I don’t need that financial literacy, investing etc., I knew it – but I decided to go because Jen (my wife) will be there, I’m good swain that time but during the span of the talk it’s like the entire seminar messages for me, it hit me a lot,  about having the right mindset and having financial goals. She stressed out that in order to be wealthy, you should spend less than what you earn. It’s so basic, yet not so many, including myself is doing it. She also asked all attendees: How much you earn per month? How long you have been working? Try to add it, then out of it how much you save? This blew me away most especially because I call myself a CPA, but I don't know how to properly manage my own finances. That day was a wake-up call, I continue attending their free financial seminars and workshop while doing my own financial statements fixing up my finance discipline issue like cutting unnecessary expenses, small things surely big things in the end. 

Year 2015 is the best year for me, Jen and I were officially a couple and I become also an IMG member and right after started building my solid financial foundation through Kaiser Long-term Care as it covers the three financial areas the Healthcare, insurance and investments. After a year we decided to add our Life Insurance, we get the lowest premium but with enough coverage so we have fund for emergency and also for our financial goals – through stocks and mutual funds. It wasn’t very easy at first because we must squeeze our budget to be able to do all these, as I mentioned before I’m still supporting my parents and my sibling’s education. We are still on process of building our wealth but we know the direction we are taking, the best future for our family.  

HOW IMPORTANT PERSONAL FINANCE IN OUR LIVES: There is a saying that Education is the best legacy. They believed this will offer our access of employment in the future. This might be the reason why our parents worked so hard to give the best quality of education. In return, we did our best to pass the high maintaining grades of Accountancy and finally to pass the Board Examination. We thought that once we are Certified Public Accountants everything seems to be easy but hey it’s not. It just the start of our real battle. We provide accounting services, audit, review, and do business valuation and financial planning. We are so focused to our work in which we forgot to manage our own Finances. 

Our financial journey started when International Marketing Group (IMG) was introduced to us. It’s a company that caters to the financial needs of every individual and families who wish to attain financial independence by following Financial Strategy of Building Solid Financial Foundation, of which we are applying until now:  

Step 1: Increase our Cash Flow

Step 2: Having  Short and Long term Healthcare

Step 3: Enough Family Protection by having  Life Insurance

Step 4: Zero Debt Management  

Step 5: Build Emergency Fund

Step 6: Build and Accumulate Investments

We found out that in IMG here is also an opportunity to increase our cash flow by helping other people and sharing the concepts that we learned. We became a student of the business of IMG and later on I became a Financial Educator as well, we have program for young generations – we are proud to be part of Young Investor Club - Core Team.  

We have one local and two international conventions every year - some places we are able to visit was Malaysia, Singapore, Hongkong, Macau and Thailand  - we can travel for free with the IMG business program.

We hope you can join us with these activities while securing our future, we hope that you become part of my IMG Family as well. We know it’s a long way to go, but we are here to guide you who Is willing to learn and improve your personal economy. You can message us on Facebook personally or with our group page Personal Accounting Cycle and let us pay it forward by allowing us to help you achieve your financial goals just like our mentors did to us.  Hope to talk to you very soon!

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